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Español$30.8M+ recovered · 237 cases
Overdue Payment Recovery in China
Your Chinese buyer stopped paying. Now what?
If a Chinese company owes you money — unpaid invoices, a defaulted balance payment, a deposit that was never returned — you already know how frustrating the next steps feel. Emails go unanswered. Your “agent” in China stops responding. Your own lawyer back home tells you that a Chinese lawsuit takes years and costs a fortune.
It doesn’t have to. We do exactly one thing: fund claims by foreign businesses against Chinese counterparties. And because we earn a share only of what is recovered, you pay no attorney’s fees — ever.
The hard truth about unpaid debts in China
Every month you wait, your money gets harder to recover. Chinese debtors rarely refuse payment overnight — they follow a pattern:
1 Delay
“Finance department is processing it,” “payment next week,” “boss is traveling.”
2 Silence
Emails and calls go unanswered.
3 Restructuring
The company transfers assets to affiliated entities, shrinks its registered capital, or simply becomes an empty shell.
By the time most foreign suppliers contact us, the debtor’s bank accounts have been empty for months. That’s why speed matters more than anything else — and why our first move is never a lawsuit. It’s an asset investigation, done within days of your first call.
Process
How overdue payment recovery in China works
Step 1
Free consultation — no time limit
You tell us what happened: contract terms, amount owed, payment history, what evidence you have.
Step 2
Asset investigation
We pull the debtor’s corporate registration, registered capital, real property, equity holdings, litigation history, and enforcement records. If the company is a shell with nothing to seize, we’ll tell you honestly. If it’s financially sound and your evidence supports the claim, we’ll advise you to pursue it.
Step 3
Direct asset preservation
We do not send warning letters first: a demand letter only gives the debtor time to move assets. Instead, we quietly apply to the court to freeze the debtor’s bank accounts, property, and equity, often before they even know a case is coming. A frozen account brings debtors to the negotiating table faster than any letter — because a frozen account is their business standing still.
Step 4
Settlement or judgment
Many cases settle before trial, after preservation. If they don’t, we litigate or arbitrate through to payment. You never need to come to China — everything is handled remotely under a written power of attorney.
What does it cost?
You pay no attorney’s fees. SuitWin funds your claim and pays the lawyers. Your only expenses are third-party costs — court fees, preservation fees, insurance premium, notarization — paid by you directly to the provider, at cost, against receipts. Court and arbitration fees typically make up around 70% of these costs, but under Chinese law they are ultimately borne by the losing party: if you win, they are recovered from the debtor together with your claim.
Our share is 20–35% of the amount actually recovered, quoted individually in writing after your free evaluation — and the earlier your case resolves, the lower the rate.
Questions
Frequently asked questions
How long does it take?
Property preservation is typically finalized within 15 days of filing the application and providing the guarantee. For the full case: Chinese courts usually issue a first-instance judgment within 6 months (add about 3 months if appealed); arbitration awards typically take around 6 months.
What if the debtor has no assets?
We find out before you sign anything. If there’s nothing to recover, we decline the case.
Do I need to come to China?
No. Signing, evidence submission, hearings, and payment collection are all handled remotely.
What evidence do I need?
Contract or PI, bill of lading or delivery records, payment records, and communication history. Don’t worry about translation — that’s our job.
Tell us what happened.
A lawyer reviews your case for free and replies within 24 hours, with an honest view of whether it is worth pursuing in China.